Portfolio Assistant (Finance)

Position Summary:

The Portfolio Assistant is primarily responsible for providing assistance and support to the Servicing team for closed SBA 7a, SBA SLA, SBA Express, SBA 504 and SBA PPP loans. This position is also responsible for providing client focused support across the loan portfolio ensuring servicing actions are accurately and efficiently completed in accordance with SBA Standard Operating Procedures. Additionally, this position will also provide support to Portfolio Analysts and management.

Job Duties/Responsibilities:

Process servicing actions in accordance with the SBA Servicing and Liquidation procedures.Perform annual reviews in accordance with SBA and internal credit guidelines.Review and monitor documents for collection efforts as needed for insurance and real estate taxes and payoff and collateral releases.Respond to all client inquiries and requests regarding releases, subordinations, and substitutions of collateral, and loan payoff demand requests.Assist in managing past due and maturing loans by monitoring portfolio for delinquencies.Prepare deferment requests to be approved by their manager. Document them in the borrowers loan folder. Understand and adhere to the organizations SBA Loan Policy and the SBA SOP compliance rules and regulations.Ensure deficiencies are accurately resolved and documentation is received within established deadlines and escalate all unresolved issues to management, where appropriate.Work closely with the Portfolio Manager in providing reporting to the organizations Senior Management as needed.Maintain a work area which ensures the safety and confidentiality of all customer records and transactions.Understand and comply with Bank Secrecy Act and Anti-Money Laundering Policies and Procedures.Confidently embody Community Bank & Trust West Georgias Mission, Vision and Values.Represent Community Bank & Trust West Georgia in the community and at community events.Perform all other duties as assigned.

Required Skills/Abilities:

Working knowledge of PCFS Loan Manager.Strong organizational skills, high level of accuracy and attention to detail.Excellent time management and multi-tasking skills and ability to set goals, meet deadlines, prioritize work and handle interruptions while maintaining focus on results and quality. Excellent written and oral communication skills, including the ability to read and interpret written information, recall written and oral instructions provided by others, edit documents for accuracy, grammar and spelling, write clearly and informatively and communicate information with clarity, tact and diplomacy.Ability to establish and maintain effective working relationships with co-workers, customers and vendors. Ability to work effectively both independently and as part of the team.Proficiency in using Microsoft Office Suite and banking/loan software programs and platforms. Ability to establish and maintain effective working relationships with co-workers, customers and vendors. Ability to work effectively both independently and as part of the team. Proficiency in using Microsoft Office Suite and banking/loan software programs and platforms.

Education and Experience:
An undergraduate degree in business, accounting, or finance, or a related field or an equivalent combination of training and experience.Minimum of 3 years of experience in commercial/SBA lending.
.
Physical Demands and Work Environment:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions.

While performing the duties of this position, the employee is regularly required to talk or hear. The noise level in the work environment is usually moderate. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The employee frequently is required to use hands or finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Onsite work environments are climate controlled. ____________________________________________________________________________
Note:
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

This job description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. They may change, or new ones may be assigned at any time with or without notice.Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an at-will relationship.